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Meet our Mortgage Team

Our Mortgage Services Team is passionate about showing you how our prudent lending can benefit all of your mortgage needs. Our team has over 35 years in lending, and all of our team members are listed on the national Mortgage Licensing System. We practice the highest standards of lending and our mortgage processes are managed locally.

Take a moment to learn a little more about each of our team members or call them at 804-590-9939.


Lorraine Lester, AVP/Mortgage Loan Officer

NMLS #332583
With Bank of McKenney since 2000

What Lorraine likes most about her job:
Usually, buying a home and the mortgage process is, for most of us, the largest, most stressful and overwhelming transaction in our lifetime. That makes our jobs as advocates for the borrower extremely important. I love building that relationship. We have such a special opportunity to do that, because relationship building is such an integral part of Bank of McKenney’s vision. Our customer’s continue to feel a connection to us and the bank long after the mortgage closes and that is what is most rewarding to me. They trust and rely on us on into the future, because they know our goal is to give them the best we have to offer, whether it’s a rate, product or our time. In her spare time she likes to spend time at her church with her family and spend time with her dogs and horses.

Motto or favorite quote:
“Positive minds full of faith and hope produce positive lives.”

Holly McCaffity, Loan Officer

NMLS #186162
With Bank of McKenney since 2013

What Holly likes most about her job:
The people she works with and the community engagement.  In her spare time, she enjoys going to the gym and spending time with her family.

Motto or favorite quote:
“Do unto others, as you would have them do unto you”.

Tammy Harrell, Mortgage Production Assistant

NMLS #789919
With Bank of McKenney since 2001

What Tammy likes most about her job:
Working with a great team and interacting with the customers. Plus, there is always a learning opportunity in this business. In her spare time she likes to spend time going to church, reading, spending time with family and friends.

Motto or favorite quote:
“Good things come to those who wait.”

Not sure which account is right for you?

Give us a call to find the one that fits your needs.
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What our customers are saying

"They were amazing; each person took the time to not only help me, but to explain, so that I understood. I can honestly say, I could have never bought a house without Beth and the staff at Bank of McKenney."

— Jennifer Brooks, homeowner