Meet Our Mortgage Team

Our Mortgage Services Team is passionate about showing you how our prudent lending can benefit all of your mortgage needs. Our team has a combined 75 years in lending, and all of our team members are listed on the national Mortgage Licensing System. We practice the highest standards of lending and our mortgage processes are managed locally.

Take a moment to learn a little more about each of our team members or call them at 804-590-9939.

Beth Honea, Loan Officer/VP Mortgage Service

Mortgage Loan Officer License MLO-2837VA
14 years with Bank of McKenney
What Beth likes most about her job:
Helping first-time homebuyers get educated about the mortgage process. Often first-time homebuyers get some grant money and ultimately complete the purchase of their home.  

In her spare time she likes gardening, canning, sewing and reading.  

Motto or favorite quote: “Remember when I didn’t know.” Mortgage business is quite taxing for new buyers, especially if ‘I can’t remember when I didn’t know,’ (the mortgage business). I can better educate them on the process, help them to set realistic expectations and have a rewarding home purchase experience."


Lorainne Lester, Mortgage Loan Officer

NMLS #332583 13 years with Bank of McKenney

What Lorainne likes most about her job: Usually, buying a home and the mortgage process is, for most of us, the largest, most stressful and overwhelming transaction in our lifetime.  That makes our jobs as advocates for the borrower extremely important.  I love building that relationship. We have such a special opportunity to do that, because relationship building is such an integral part of the Bank of McKenney’s vision.  Our customer’s continue to feel a connection to us and the bank long after the mortgage closes and that is what most rewarding to me.  They trust and rely on us on into the future because they know our goal is to give them the best we have to offer, whether it’s a rate, product or our time.

In her spare time she likes to spend time at her church with her family and spend time with her dogs and horses.

Motto or favorite quote: "Positive minds full of faith and hope produce positive lives."


Tammy Harrell, Mortgage Production Assistant

NMLS #789919 12 years with Bank of McKenney
What Tammy likes most about her job: Working with a great team and interacting with the customers. Plus, there is always a learning opportunity in this business.

In her spare time she likes to spend time going to church, reading, spending time with family and friends.

Motto or favorite quote: "Good things come to those who wait."

Holly McCaffity, Mortgage Loan Processor

NMLS #186162
What Holly likes most about her job: Is her co-workers and community engagement. In her spare time she likes to spend time at the gym and with her family

Motto or favorite quote:  "“Do unto others, as you would have them do unto you".