Privacy Disclosure

Bank of McKenney Privacy Policy

 

Facts:

What does Bank of McKenney do with your personal information?

 
Why? Financial companies choose how they share your personal information. Federal
law gives consumers the right to limit some, but not all, sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please read
this notice carefully to understand what we do.
 
What? The types of personal information we collect and share depend on the product or
service you have with us. This information can include:
• Social Security Number and employment information
• account balances and account transactions
• income and credit history
 
When you are no longer our customer, we continue to share your information as
described in this notice.
 
How? All financial companies need to share customers’ personal information to run their
everyday business. In the section below, we list the reasons financial companies can
share their customers’ personal information; the reasons Bank of McKenney chooses to
share; and whether you can limit this sharing.
 
 
Reasons we can share your personal information:
For our everyday business purposes such as to process your transactions, maintain
your account(s), respond to court orders and legal investigations, or to report to credit
bureaus.
Does Bank of McKenney share? Yes
Can you limit this sharing? No
 
For our marketing purposes to offer our products and services to you.
Does Bank of McKenney share? No
Can you limit this sharing? We don’t share
 
For joint marketing with other financial companies.
Does Bank of McKenney share? No
Can you limit this sharing? We don’t share
 
For our affiliates’ everyday business purposes information about your transactions
and experiences.
Does Bank of McKenney share? No
Can you limit this sharing? We don’t share
 
For our affiliates’ everyday business purposes information about your
creditworthiness.
Does Bank of McKenney share? No
Can you limit this sharing? We don’t share
 
For non-affiliates to market to you
Does Bank of McKenney share? No
Can you limit this sharing? We don’t share
 
Questions? Call 804-478-4433 or go to www.bankofmckenney.com
 

What we do:

How does Bank of McKenney protect my personal information?
To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards and
secured files and buildings.
 
How does Bank of McKenney collect my personal information?
We collect your personal information, for example, when you:
• open an account or give us your contact information
• use your credit or debit card or apply for a loan
• make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates,
or other companies.
 
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
• sharing for affiliates’ everyday business purposes – information about your
creditworthiness
• affiliates from using your information to market to you
• sharing for non-affiliates
• state laws and individual companies may give you additional rights to limit sharing.
 
 

Definitions:

Affiliates
Companies related by common ownership or control. They can be financial and
nonfinancial companies.
• Bank of McKenney has no affiliates.
 
Non-affiliates
Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
• Bank of McKenney does not share with non-affiliates trying to market to you.
 
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
• Bank of McKenney does not jointly market.
 

Other important information:

 
 Not Applicable